Progressive Property February
Newsletter:
"Property For You"

Contents:

*The Credit Crunch: What Now?
*Women's Paltry Pensions
*Pension Articles & the Future of the State
*Latest News including Open Days, Seminars & New Products
*Free iPod Competition: Now Closed!
*Progressive Property Buying Update
*News on the New Book: "Make Cash in a Property Market Crash"
*Audio Version of "The 44 Most Closely Guarded Property Secrets"
*Question of The Month
*Price Comparison: Save £8,000 - £30,000

**Introduction:

Firstly, hello and welcome

Welcome to the February newsletter and many thanks for getting here, it means a lot to us. Now that the New year cobwebs are out of the way; we can roll the year out with a bang, can't we?!

January is always a bit if a weird one. You know the deal;"'we're gonna do this and that and the other and get fit and make cash and stop smoking and cut down on the booze and…."

n February things are back to the way they always were

But they don't have to be. Take what works and keep doing it. Look at what doesn't and stop it. Remember there is no try, there is do or do not. Excuses suck

But then I [Rob] have just had my wisdom teeth pulled out and recently finished my bet with Gemma for the January calorie challenge, so I'm in ruthless spirit

Our business development manager would have had a laugh at our expense in our monthly meeting yesterday. Rob was falling asleep because of the drugs from the surgery [that sounds very Hollywood, doesn't it] and Mark has had a 2 week cold, so he's like a bear with a saw head!

But seeing a benefit in everything, we managed to get a few things out in the open

[and see our additional testimonials to the right this month]

And that is what this newsletter is all about, so we hope that you enjoy it

**The Credit Crunch: What Now…

Everything is not necessarily as it seems with the whole 'credit crunch crisis'

The Fed have cut the rates twice by a whopping 1.25% as of late to try and give the illusion of control. Are they on control, well you can make your own judgement, but it seems that their intention is to continue to cut rates to avoid a complete collapse in the economy

Currently rates are at 3% in the US and could even be down at 2% in an attempt to gives banks a lifeline

This has implications on inflation. The reduction in interest rates will cause a rise in inflation, which in turn causes its own problem, how are the government going to keep a handle on that? It's almost like delaying an inevitable d-day, but as long as things are ok in the short-term, and that they are perceived to be doing the right thing, then everything is all ok. Hmmmmmm…

Click here for the rest of the article and the impact on the Property Market and your Property Investment future

What has happened [to Your advantage] is that with the credit crunch repossessions have gone up. We have been able to find Properties more easily , buy them cheaply for us, You and our Investors, and also help these people out of debt and away from court

This is the general trend with our business. When the interest rates go up and panic is in the air we find cheaper properties. When interest rates fall our properties stack up even better and are easier to maintain from a cash-flow perspective

**Increase in Rents & Rentability…

Rents have started to rise in view of the slowing down of some growth in some areas of the property market. There are many factors that have an impact on the amount of rent you can achieve for a given property and how quickly you can rent it out:

Here in Peterborough demand is as high as we have ever know it. Recruitment agencies are popping up all over the place [at least 4 on our street] to find jobs for the influx of immigrants

The masterplan for Peterborough that involves a £1billion investment in the city has attracted an influx of awareness, excitement and people to the city

The lower relative price to London and the ease of access through the GNER rail line is also an important factor in drawing people out of London to live in Peterborough. Many people can relocate to Peterborough, buy an equivalent property for half the price and easily commute back to the city

Because less people have been able to buy on the back of a steady interest rate rise; rents have firmed again. Many people have the misconception that they can't buy of get lending and thus settle for renting. These are definitely big positives for us and our investors from a cash-flow perspective

**Women's Paltry Pensions

"Women's Pensions: Paltry Returns & Forced Back to Work"

Women's Pensions: Record numbers of women are being forced to work beyond the age of 60. Many more people are turning to Property as their alternative pension and taking personal responsibility:

Record numbers of women are being forced to work beyond the age of 60, figures show according to this article:

"About 850,000 women who have reached retirement age are working when they might traditionally have expected to have more leisure time.

A long list of tough personal circumstances leaves them with no choice but to keep on working, or to go out and find a new job.

It is the highest figure since records began - and the number of older women workers is growing faster than any other age group."

For the rest of this article; click Women's Paltry Pensions Now

And while we are on the topic of pensions, we keep finding an alarming number of articles on pensions and the ever increasing 'poor performance'

Click "Property Pension: Crisis in State Pension" for more details and a full article:

**Latest News

Education:

Rob is working closely with some exciting partners this year; one of them being Daniel Wagner. Daniel's expertise lies in internet marketing and Property. I attended his Product Creation Bootcamp and off the back of that have already made real headway with a new line of educational products designed to de-mystify the Property Buying System and make it more accessible to more and more people

We shall keep you updated on all proceedings. I'm currently working with a professional VOA [voice over artist] with the audio book version of "The 44 Most Closely Guarded Property Secrets"

As discussed in the last Newsletter, I've been very busy with a cool piece of software creating online video and audio tutorials of how you can make money yourself in Property

It interactively runs through from the very basics to the little known secrets that you can view in the comfort of your own home, or download on to Your iPod

I've also been busy planning our seminar roadshow for this year, we now have 4 booked in in March, some on our own and some with other leaders in the Property field. For more information on those events simply click here or scroll down a little

I have also been working with Mark on running a very select number of mentorships. This is something we said we wouldn't do, but we have a lot of value to offer and we have a promotion at the moment where we can save you 66% of the normal cost if you help us out a little

For more information about this, you can click Mentorships Now

**Testimonial

What's Mark Been up to?

This month has all been about our buying machine for me

As You know, Simon officially started at the start of January, so I've been working closely with him to upscale our Property Sourcing and to continually improve our buying power in Peterborough

At the moment we are well on top of the buying. We have no waiting lists and we are sourcing properties cheaper and cheaper.

There could be a number of reasons for this and I think it is a culmination of all of the factors listed below:

Sentiment:
People read papers, panic and sell cheaper than they needed to. We like to call them 'sheople' [people who believe everything they read in the papers]
But of course we respect their decisions and their judgements; and we help them get their outcomes and they help us get ours

Actual Market Conditions:
Market growth has slowed as an average across the UK. People read about this and think that this is the case in their specific area, when it is not necessarily the case, and this again relates to sentiment
I chat to many estate agents every day: people who are actually selling properties [at decent enough volumes to get a reliable average], people who know what list prices are and actual selling prices are. Many of them have reported a large growth in sales volume in January. We think this relates to the actual market conditions of the area and the sentiment around it

Economic Conditions:
The state of the Us economy, the state of our economy and the efforts of the government to cover up the actual state of our economy. Looking at LIBOR and other factors, commentators and respected opinion, it looks very much like interest rates will gradually fall in the short term and could go as low as 4%

We are Getting Better:
Buying Property is all about rules. The longer you have been in the game, the more you understand that there are rules of the game and personal rules that need to be set and never broken
Aside: In our book "The 44 Most Closely Guarded Property Secrets" we talk about the time we bought a bungalow that looked like a good deal, but was outside our rules, and how it actually ended up being a big pain in the backside from start to finish, taking up far too much time, energy and cash
Our rules are being refined everyday, especially now with the help of Simon, and we are buying at bigger discounts, cutting the costs of our refurns right down, viewing less properties vs purchases, getting better at negotiation and other factors that add value to our system

I'm also really looking forward to finishing and releasing the second book that You can pre order Now: "Make Cash in a Property Market Crash" I feel that there is so much opportunity out there now and want to share some of the things that have really helped us make money and have success in Property; as this is always the best time to buy!

What's Rob Been up to?

Like Mark, I have been really focusing on aspects of our business

I have been concentrating on adding value to our investment package by looking at how the business can reduce costs and therefore increase efficiency

We finished our 2008 business plan and set goals leading to 2010 and 2013

We have also been creating a software package that integrates all of our systems into one package. We expect this to increase our efficiency and communications by at least 23%. It's not cheap, but we think it will be worth it

I shall be creating a 2nd edit of the Book "The 44 Most Closely Guarded Property Secrets" with around 100 pages more of content that we shall be launching around April

And we are close to finishing the 2nd Book which is very important at the moment: "Make Cash in a Property Market Crash" which you can Buy Now on pre-order

I have had the most crazy bet of my life with my girlfriend. We were talking one morning about a calorie challenge that they hold at her gym every January to burn off the xmas excess

As you may remember from the last newsletter, I had a quite major competition [all competitions are major; I won a tenner from Simon our Property Sourcer yesterday down the bowling alley and loved every minute of it!]

I best give you the results of our January challenge. I never actually thought that she read these newsletters, but her reading the last one only made her even more determined to beat me!

The art of War always states never to let anyone know your plan; my first mistake!

Calories burned:
Rob: 48,000
Gemma: 27,000
Result: Rob wins by 6%

Weight Loss:
Rob: 20lbs
Gemma 7lbs
Result: Rob wins by 4.7%

Fat burned:
Rob: 9lbs
Gemma: 9lbs
Result: Gemma wins by 1% [Damn!]
[That's the holiday too!]

Waist measurements:
Rob: 3 inches
Gemma: 1.5 inches
Result: Rob wins[That's the 'personal prize' that I wanted to win]

So Gemma one the big one: a trip to Austria fully paid, but I won 3 out of 4; who is the real winner here? Well you decide

I think I went to more of an extreme than Gemma; I lost 9 pounds on the last day cutting weight like a boxer does and it nearly killed me. I've been useless to her ever since; and then having my wisdom teeth out just added to that…

Still, I have achieved something else and it was all good fun

Back on the weights now to try to pump those guns!

Seminars & Open Days:

We shall be running educational and promotional seminars throughout the year, with a mission to educate on how to make money in Property whatever the market. We shall be speaking at the Wealth Workout's with Marcus de Maria, as well as some other exciting partnerships in addition to Progressive.

We have now booked 5 for March. Some are joint ventures, where we speak with other Property Experts, and others are purely Progressive Property Open Days

The dates for our next 4 Seminars are as follows:

Sun 9th March: Wealth Workout with Business partner Marcus de Maria

Mon 10th March

Sat 15th & 16th March: The 2008 Buy to Let Summit

Saturday 29th March: Progressive Property Open Day

To reserve a seat at any of there simply click the Events Page Now or email us here

We will publish more information such as times, content and venues a little nearer the time and on an individual basis

http://www.progressiveproperty.co.uk/home/events

Website Updates:

Updating our site [nearly 2,000 pages of it, can be seriously time consuming. Many thanks if you have pointed out any dated mistakes, and thanks Ricky for your email today

If you find anything please let us know, and please bear with Rob as he stays up all night all week trying to keep everything updated !!

**Free iPod Nano Video 8GB Competition

Many thanks if you entered the Free iPod Nano 8GB iPod competition for December and then for January

Well done to Eric Sutherland for winning the December competition

And well done to Peter Griffin for winning this month's competition!

We shall not be running this competition this month. We'll have a think about running some more, but for Now the door is closed for the iPod Nano competition. Thank you for entering and thank you for passing the offer onto your friends

**Progressive Property Buying Update

Everyone who has invested with Progressive has now been offered a Property well in advance of their first year of investment. With the amount of property that we for you it can be a challenge sometimes to keep up. Juggling all the purchases is one of the most important things that we do in our business

Of course that is good news for you and anyone who chooses to invest with us, because fast purchases and no waiting lists means you are able to make more immediate money more quickly; something most of us would be happy with I guess!

**If You've Been Thinking of Investing Now...

We do have one or two properties ready now so if you have been thinking about investing with us but have been waiting or deliberating, Now may be a good time as you could have your first Property and most of your fee back in Equity with 3 months!

feel free to call us now on 0845 1309505 if you would like to talk about our investment package

**Question of The Month"

"I am very interested in acting further and actually making something from what I see as an opportunity that has presented itself to me. My initial interest is in your mentoring programme (the idea of getting a bit of the best from both worlds - some of your knowledge, some of my work). I have had a look at the website, but felt the need to write an email "

Here is our response:

"We've been asked this one quite a few times recently, especially after the release of our book "The 44 Most Closely Guarded Property Secrets"

If you want to know more about a very limited number of mentorships we are running, click Mentorships Now

We find that we get 4 types of people in Property:
1. Those that do nothing [perhaps they have a little browse, but ultimately do nothing]
2. Those that want us to do it for them totally because they do not have the time or the knowledge or the inclination: they want the baby not the labour pains
3. Those that want to learn how to do it themselves because they enjoy it or want the knowledge [One reason why we decided to change our minds and do a select few mentorships for a very limited time]
4. Those that want us to help them build a portfolio while building one themselves to get the best of both worlds

It matters not to us which bracket you fall in, as long as it is not Number 1!

Progressive Property Mentorships

**"The 44 Most Closely Guarded Property Secrets"

You can buy it here Now for a limited time before we close the door before we release our second edition in April

"The 44 Most Closely Guarded Property Secrets"

Here are just a few testimonials we have received so far:

"One of, if not the best investment I've ever made! This information is not only timely and informative, but it actually works. I've learnt more from your book than all of the courses I've attended. I wish I'd have read this before spending £7,000 on property courses! I'd be a few steps closer to my dream of becoming financially free! I'm Looking forward to reading the next one, and making a killing off the 'Property Crash'! Keep up the good work"
Dan Atkins www.atkinsinvestment.co.uk

"I hope you don't mind me emailing you like this but I finished your excellent book 'The 44 Most Closely Guarded Property Secrets' last night and wanted to let you know how good it is. I found it very easy to read and loved the conversational writing style - I will definitely recommend it to the Cambridge Property Networking Group at the next meeting, Anthony Richardson www.overvoice.co.uk

"Gents, I have just finished the above book and I must congratulate you. My synopsis would be "An holistic approach to property investment for long term financial security"
I had a strong sense of Andy Shaw meets Anthony Robbins, which is not a bad combination for success. I personally followed your model and bought 3 local properties which have proved to be excellent buys. "
Gary Moore

"Hello Rob,
Firstly let me say WOOOOOOOOOW!!! The book has blown me away!"
Paul McGhee

"The 44 Most Closely Guarded Property Secrets Reveals: The Quickest, Easiest & Most Proven Way to Become a Multi-Millionaire Without Work, Time or Money Now"

Most People Pay £10,000's to Learn The Information we Give You in a £16 Book!
[a Physical paperback book - not an eBook]

Only 131 3 Copies Left

Order Your Copy 100% Risk-Free & receive 3 FREE Bonuses [worth over £147] Now:

You can also easily pay by cheque by sending a cheque for £19.97 which includes postage to: Progressive Property
Suite 5
Queen Street Chambers
Peterborough
PE1 1PA

Please feel free to call anytime Now with any questions about the book on 0845 1309505
Or email us at ask@progressiveproperty.co.uk

Your Bonuses Worth £147 Free:
[And you get to keep them, even if you don't like the book & want to return it]

Bonus Ecourse [some courses cost £1,000's]:

We'll also enroll you on our free e-mail course, "The 10 Biggest Mistakes…& How You Can Become Financially Independent Just by Avoiding Them" to help you achieve long term financial independence through property

11 Preview Pre-Release Chapters:

As you know, there are only 14 copies of the eagerly awaited book "The 44 Most Closely Guarded Property Secrets" Left. You get 11 chapters free Now before official release!

The 48 Laws Of Wealth [Worth £49.97]:

Did you know that there are 'Laws' to Wealth? Understanding these enabled us to build a portfolio that will look after us for the rest of our life. It did not happen by accident. Follow these Laws & you can attract all the wealth you desire now

This eBook is only on offer for the next 9 days, so pick up your bonus by buying your book now..

True Value - £100,000's to You

It has taken us years & cost us £1,000's to learn what we are sharing in this book. Our readers, investors & friends tell us that the value of this information could be worth £100,000's

Zero Risk: 100% Money Back Guarantee & You Get to Keep All the Bonuses

**Book of the Month

Second to our very own I read a quite superb book last month [again].

The book is called "The 4 Hour Work Week" and I have not been able to shut up about it for about the last 6 months!

In his book, Timothy Ferris talks about how he managed to work out how to earn $50,000 per month working only 4 hours a week. It's all about leverage, sub-contracting, having fun and doing things that excite you

And he's got some really interesting stories about some world records he holds because of all the free time he has! Timothy has only just reached 30 and the book was both funny and pretty inspiring

Go get it!

**The Investment Cost With Progressive Compared to Others

As you are probably aware, Progressive's prices are considerably lower than a great deal of our our competition

To invest with us and have a completely hands-free, managed portfolio service will cost you £29,500 [£4917 per year] ; not bad for a passive portfolio worth nearly £1million going up at over £50,000 per year [6% market growth]:

Our two closest competitors are between £8,700 and £30,500 more expensive than us, a figure we are very proud of when you consider the return, the benefits of Peterborough as a place to invest, and the fact that we have no waiting list and all of our investors have their first properties well before the end of their first year of investing

Here is an outline of the investment needed for your £50,000+ per year tax free return:

Progressive Fee up from £27,500 to £29,500
Deposit fund: remains the same at £30,000
Capital Acquisition charge: £10,000 per property [not to be paid until your portfolio has grown and you have made profit and to be £15,000 by the end of 2008]

If you would like to know more please call Rob or Mark on 0845 1309505
Or email us at robmoore@progressiveproperty.co.uk Now

Controversial NEW Book:

This Year's Most Shocking & Topical Property Book: Is Only Weeks Away From Launch- & There are Strictly Limited Numbers

"Make Cash in a Property Market Crash Reveals This Shock: It's Easier & Quicker By Far to Make Cash in Property Through a Market Crash"

Most People Pay £10,000's to Learn The Information we Give You in a £17 Book!
[a Physical paperback book - not an eBook]

Read how the book has helped other people make money to the right

Strictly Limited Supply due to Increased Demand:

Order Your Copy 100% Risk-Free & receive 3 FREE Bonuses [worth over £147] Now:

You can also easily pay by cheque by sending a cheque for £19.97 which includes postage to: Progressive Property
Suite 5
Queen Street Chambers
Peterborough
PE1 1PA

Please feel free to call anytime Now with any questions about the book on 0845 1309505
Or email us at ask@progressiveproperty.co.uk

Be well, take care, we look forward to speaking to you personally and we wish you success and happiness

Mark and Rob

Directors & Co-Founders Progressive Property
Full Time Property Investors & Authors

P.S: This One Book Made Neil Asher £27,000 in 3 Months [135,202% ROI]: Over 20% Off Today Only…

P.P.S: You can keep all the Bonuses [worth £1,000's]: We take all the risk!

P.P.P.S: Remember: We Are Just 2 Normal People Like You Who Stuck At it And Did Not Listen To The Skeptics.

You Could Use Your Home To Become Financially Independent And Live A Life Of Choice Now…

Who are Mark Homer & Rob Moore

Progressive Property Home Page

Registered Address:
Lanmor House
370-386 High Road
Wembley
Middlesex HA9 6AX

Company No: 6059800

Mark Homer & Rob Moore
Directors & Co-Founders
Progressive Property
Full Time Property Investors & Authors

"The 44 Most Closely Guarded Property Secrets"

only 3 Copies Left: Buy Now 100% Risk-Free & receive £147 worth of Property Education Free

What Our Readers & Investors Say:

"The 44 Most Closely Guarded Property Secrets"

20% off Today Only: Buy Now 100% Risk-Free & receive £147 worth of Property Education Free