The Guide To Commercial Property Investment.

Investing in commercial property to let out to a business can be a rewarding and wise decision. It can cover a range of building options such as: office, retail, car parks, warehouses and industrial properties.

Investing in commercial property to let out to a business can be a rewarding and wise decision. It can cover a range of building options such as: office, retail, car parks, warehouses and industrial properties. The yields are often higher and the tenant will often sign a full repairing and insuring lease. However, few investors are familiar with the process of buying commercial property and there are a few common pitfalls you should be mindful of which can trip up even the most experienced investors.

The capital value that is attributed to a commercial property is directly related to the income, yield and the strength of the covenant. This is not the case with residential property which is valued based on how much utility it offers to a homeowner usually.

If you own a big office building which is let out to a number of businesses, or you lose one tenant, you only lose a percentage of that income for that building, whereas you lose the entire rent if you let the property to a tenant in a single let family house.

Often the income is higher per square foot on an investment basis on a commercial property than on a residential unit. Similarly if you rent a multi-unit commercial property, you will have more tenants to generate income than you would with a single family let.

This will may help with the bottom line and give you stable and consistent cashflow providing the business doesn’t go bust.

This can be down to multiple factors such as the price being set is too high or the building itself not being a suitable shape or big enough size for the targeted demographic. If your potential business/tenant is not satisfied with the key requirements they need or want for their business your investment could be sitting empty for a long time. For example does the property meet all of the tenant’s needs, including whether they need onsite parking and or/access to public transport? As a buyer you will need to analyse the attributes of competitive commercial properties and how factors such as zoning or location and access can potentially affect the performance of an incoming tenant/business, and your ability to let or re-let to attract tenants will become very difficult.

A good tip before you invest in a commercial property is to talk to the storefront business (if occupied) & ask if they are planning on renewing their lease & what they like. Is business good? Are there any signs that more businesses are relocating or popping up in the area?

Anyone can buy a property, but making it work for you is another thing. If the commercial premises you are buying is old and has poor services like heating and new features adding like air conditioning, you will need to have an in depth and a comprehensive checklist to factor these in before the property is occupied again. This is where getting an professional such as a surveyor to investigate the property makes ideal sense. Getting the report is one thing, but its your responsibility to make sure you understand the implications and to check the property over yourself or with a trusted builder.

Ensure you walk around with your builder from your power team and don’t ignore anything you spot; the seller won’t volunteer any information and it will be your job to raise them. You must ask your builder/building inspector to inspect every unit, the roofs, the laundry areas, the attics, the crawlspaces, etc. Top tip 3 is to find a well- qualified surveyor/trusted builder to represent you who will provide a detailed report of the physical condition of the property.

Buying off plan – i.e. buying the property before it is built, with only the plans available to inspect – is a risky strategy. It is not as lucrative as it was a few years ago when the rising market added value to the property before building commenced, and doing so now is to base your tactics on luck rather than anything tangible.

Mark once bought off-plan property in Bansko, Bulgaria, and subsequently made a net loss of 50,000 Euros. What had looked like a great rental market was in fact a total nightmare, because of a load of extra costs Mark couldn’t plan for, dishonest solicitors and rental agents, and an overflow of extra apartments in the area.

Any new build property will be overpriced because of taxes, new premiums and developers’ margins. That initial dip is just like buying a brand new car straight out of the show room: its value is going to plummet the moment the vehicle rolls off the forecourt or the property is purchased.

While it was once the case that if you bought a property at the start of its development, the rising prices would drag the value up by the 2nd or 3rd phase. Not so, anymore, which means that as a general rule, buying new builds fails to provide any certainty of a lucrative deal anymore.

In the world of commercial property investment, the “Magpie Syndrome” – chasing all that shines, in the hope of it changing your life – is something that I have seen do more damage than serve. When a certain venture or opportunity doesn’t immediately result in vast amounts of wealth, some entrepreneurs are swayed by “the next big thing” or a tip-off from a semi-trusted source, and quickly jump ship.

I always say that YOU are your best investment, so it pays to invest wisely in yourself, your knowledge, and your future. While there is value to be found in plunging into a pursuit and learning the ropes first-hand, this can be an expensive strategy when it comes to commercial property investment. In the long run it usually pays in time, effort and money to learn from someone who is already doing what you want to do – and well.

A successful buy to let property investor can reveal to you the secrets they have picked up over time, and help you to overcome or avoid the problems they themselves have defeated.

Despite the complex nature of determining viability for certain commercial properties to be converted for residential use, this kind of project can potentially offer extremely high yields for investors and there are a number reasons for that:

My first major investment in property education cost me £4,997, which I laid out on my credit card – and let me tell you, that hurt.

This wasn’t a face-to-face property investment course; it was a “Buy, Refurb, Remortgage” home study pack that included a folder, some DVDs and a single one-to-one session. I studied those DVDs so thoroughly that I could quote them word-for-word before the speaker had even opened their mouth, and while it was exhausting, it was also exhilarating. I was investing in my future, and I was learning a technique which at the time was revolutionary.

Mark and I still use that strategy today, and while it is common in 2017, it has bought and sold over 700 properties in our ongoing portfolio. I can’t put words to how grateful I am to that author and the investment I put into it.

While I have had my fair share of tough moments, of worrisome debt, and close calls, there really is no formula or secret to my success in property management beyond persistence and attrition. There were many times when I could have given up and moved on to something different, but there is a great deal of truth to the acronym, “FOCUS” – Follow One Course Until Successful.

This does not mean to plough all your time into a fruitless endeavour, blindly concentrating on one thing without acknowledging that it has failed. Instead, it means to give a venture the realistic timescale it needs to flourish, and to keep on keeping on until it does.

Choose your strategy and then commit to it, testing, adapting over time. Once you have found success, it will be time to systemise the income stream and set up something new – but the real challenge is to be patient enough to reach this point.

You too can succeed. You too can progress. You too can make the money and own the estate you desire. Sometimes, it just takes persistence and bloody-mindedness, and a long-term perspective rather than a quest for a quick fix that will never benefit your future or grow your overall wealth.

Follow that single course or that one path until you succeed, and then systemise, move on and repeat. Refuse to become another commercial property investor who nearly made it, had great anecdotes about the close calls and tense meetings they had, or what might have been if they had just kept going. Push forwards, FOCUS on what is in front of you, and never give up.

Do you agree with the concept of FOCUS? How do you concentrate on the long term without losing sight of what you are doing? At what point do you decide to move on to something new?

1. Setting up: We started our partnership with a loss-making overseas property. We then swiftly moved into a loss-making off-plan property, a loss-making new-build property, and followed these with a few more loss-making shit-holes.

We finally found our property market niche and bought hundreds of properties that we still own today.

2. Letting agents: We used a letting agent who stole the deposits and who subsequently went to prison. We then moved to a letting agent who sided with the tenant. We moved letting in-house and wrestled for a year shifting them over so that they were under our control. We also bought a letting agency that “stole” our properties back from us.

Despite these setbacks, out letting agency has now over 720 let units.

3. Hiring: We began hiring way too late, when we had already been struggling for a while. We hired our mums first, and I played referee between Mark and his mum, who Mark would make cry most weeks. We hired an executive assistant who set themselves up in business with a client and left. We had 8 PAs in 9 years, two of whom slept with a staff member and both left. We gave our staff too much to do, failed to train them adequately, and had many people leave on a single day. We also created almost all of our competition and had a number of staff leave in order to set up, “Progressing Property”.

We now have 70+ staff, who are some amazing, loyal people. During our time with them we have created some amazing memories. We offer some amazing staff benefits and I’d say that we have a unique culture too. We still make mistakes, but we are trying to learn from them. Last but not least, I have the most fun and sometimes feel like I have the easiest job in the world!

4. The rest: I and some staff members crash a lot of cars, and this costs money. We send too many emails, and our printers are higher-maintenance than I am in my relationship. I also have some haters, some of whom very kindly set up a “Rob Moore Money Grabber” Facebook page. Thanks for that!

While, yes there are still these not-so-fun parts of the job, we just completed a deal for a 90,000 square-feet, colossal office block, which is our biggest deal to date by around 600%! There will be plenty of challenges ahead, but I’m ready and excited.

Like many people my first move into commercial property was the purchase of our own offices and I would recommend that for anybody running their own business and thinking about commercial property this is almost certainly going to be the best way to get started.

Ours was a 3100 sq ft unit which took me about a year to get through, we were letting a unit in town and I looked at quite a few of the city centre style units that I mentioned earlier that were renting for around £10 or £11 per sq ft and pretty quickly it became obvious they would drop their rents quite considerably to around £5 per sq ft with very little negotiation.

That would have put the monthly rent at around £1300 per month, not a lot but the condition of many of the units was pretty poor and they were insisting that we would have to pay to make any improvements or alterations (at a cost of around £30,000). It dawned on me that the whole market had dropped and that we could probably get something that we could move straight into and perhaps just give a lick of paint, a property that had perhaps been built a bit more recently and we could snap up as they simply weren’t shifting.
We looked at around 15-20 units which gave me a fantastic understanding of what was out there and what the values were. Many of the units I had viewed had been sold pre-credit crunch at around £150 per sq ft, I eventually secured ours at £91 per sq ft a purchase price of £290,000 and the previous owner had bought it new at £470,000.

This owner had suffered on a number of counts, firstly he’d seen an immediate drop in value from buying new pre-crunch, secondly after losing his initial tenant the property had been stood vacant for 2 years until the bank conceded they were prepared to take a hit but the property needed to be sold.

Commercial property, like any other investment, requires a lot of research and knowledge in order to be successful. This is especially true when it comes to first-time buyers.

And the reason is simple: you’re playing with big money, big potential and big risks. Without due diligence and wise investing, instead of maximising your return and minimising your risk, you might lose it all. Don’t let that happen.

First and foremost, this means understanding the various tips, benefits and pitfalls associated with purchasing commercial properties. But before getting too far ahead of ourselves, it’s vital to go over the basics of commercial property investing.

I have yet to see any commercial finance facilities that are not on capital repayment terms and any finance that you are seeking is going to be on repayment terms. Rob and I have seen many of residential purchases on capital repayment mortgages as traditional buy to let finance was no longer an option for us as we had too many properties. We have already seen that through paying down the capital it’s given us a pleasant surprise when we have come to refinance as we had not really accounted for the capital that we had paid off!

Most commercial lenders will be ok with 25 year repayments terms although some (including Co-op) will insist on 15 year repayment terms which is pretty harsh, however it’s actually a great discipline to abide by as it ensures the deals that you do are great.

Commercial property investing covers a broad range, from small shops to large corporate headquarters and everything in between. When sitting down to plan your first investment, it’s important that you are sure the exact amount you can afford to invest and, if the worst case scenario arises, lose.

Once you know that, it’s time to start making preliminary plans about what kind of property you can get within your budget and the realistic ROI you can expect. Don’t get too caught up in this yet though, just be wary of the risk and reward involved in commercial property investing at your level. And try to take away a basic grasp of what affects returns—such as location, type of building, infrastructure, socioeconomics and the skill of the available workforce in the area.

You’ll note there that the skill from our residential investing background of buying from motivated sellers transferred directly across into our first commercial property investment. Many agents will give you the usual guff about the energy efficiencies of buying a brand new building but the realities are that for most businesses the savings would be miniscule and yet the discount buying from a slightly distressed seller a resale unit would likely by up to 35% discount in price.

We purchased the property personally getting a whole raft of capital allowances, very broadly speaking around 20% of the purchase price of the property will come off our taxable income for the year, this really was one of the driving forces in making me move into commercial property. We mortgaged the property with Lloyds and the surveyor valued it £365,000 and they leant 70% of the value £255,000.

If you want to make an informed commercial property investing decision, it’s absolutely vital that you learn the various ins and outs of the current market. This means examining the latest trends, from property value changes in certain areas to burgeoning technologies changing the commercial property landscape.

Let’s say you’ve located a property that piques your interest. It’s a good sign but don’t jump in straight away. Stay cool, calm and collected and scrutinise whether or not the purchase makes sense for your business in every single way possible. Analyse legalities such as planning laws and building regulations as well as commissioning a professional property inspection. You don’t want your hard earned cash to go to waste because overlooked something.

As with any other investment, having your feet planted firmly on solid ground is essential because, let’s face it, most people go into investing expecting too much, too soon. Don’t fall into this trap. The best plan when buying commercial property is to always keep your goals in mind, know how you’ll finance your purchase, study the market religiously and remain patient. By doing this, when the right opportunity arises, you’ll be ready to pounce and reap the rewards.

Commercial property is a complicated process that often requires the expertise of those with sufficient know-how of the industry. But that doesn’t always have to be the case. If you have years of experience investing in the stockmarket, flipping houses, or anything related, don’t let the skills you bring to the table go to waste.

Compared to residential property investments, commercial properties have much more room for potential. In fact, it’s not surprising to see commercial investments yield as much as 10-15% growth annually, while residential properties typically only accumulate around 1-4%.

On top of that, commercial buildings offer many more ROI possibilities than single-family homes, one of them being advertising. Your business can and should sell billboard and signage space as well as cross-advertise with other local businesses to generate more revenue.

In short, if you put in the time and effort necessary to understand wise commercial property investing, there’s no reason you can’t significantly increase your bank account. But always remember: research, location and finances come first, and when in doubt, consult an expert.

If you are an experienced residential investor looking to break into commercial your first point of call should be to start building relationships with a number of the commercial lenders such as Lloyds, Co-op, Santander, Handelsbanken or a few of the high street lenders. Start by getting them to finance your residential buy to let purchases as it’s a great way to build a relationship with a business development manager or property specialist and you’ll then be able to start talking to them about commercial projects.

At its core, commercial properties include any buildings used for business purposes, from shops and warehouses to flats and offices. And unlike residential property, which often carries a lease of 6 months to a year, commercial properties typically have significantly longer leases, ranging around 10-15 years. So on top of the fixed-rate loans that aren’t subject to changing rent, commercial investments also bring other advantages, such as tax breaks and the freedom to be the arbiter of important business decisions.

For many years, I’ve looked at the size of commercial buildings in the local area, surprised at their low capital values versus residential properties on the same street of an equivalent size (or adjusted on a per foot basis); I regularly thought to myself that there must be mileage in converting these buildings into residential. How was it that the values of these buildings drifted down when residential was rising? Why were so many empty? Surely there was an opportunity for arbitrage here?

As well as the low cost of commercial buildings for every foot of space when compared with residential properties, they offer some major benefits when looking at development. Frequently, agents’ details show the floor area net of corridors, toilets, plant and other non-office/commercial space, often known as the net internal areas or NIA. Although this is now changing, the gross internal area or GIA is more relevant for conversion. As modern apartment buildings require less plant, smaller corridors and no toilets, and development can often extend to loft or other storage areas, buildings can be a lot bigger than the agents’ details show. As commercial buildings are usually valued by floor area, this is a big thing to keep an eye on.

Often I have bought buildings in the past because of the way an agent has measured the building, increasing or decreasing its size – and therefore value – in the eyes of those competing to buy it. The amount of saleable space that can be generated from the building vs. what the building cost to purchase vs. the area in which it is located per foot is what matters in the end, more than a lot of other noise that flows around the marketplace. Large commercial buildings can frequently have floors built on top of them, depending on the structure of the building, what area the building is in, what is either side of the building and considerations like key views in the local plan, such as those of a Cathedral.

Care homes would fall into a similar category: many have gone out a of business because of local authorities changing their requirements and rules around who can provide care and the levels to which it must be delivered. A previously booming industry (which it still is for some stronger, more specialised operators), more and more is demanded from care operators without them necessarily having the revenue to support the level of regulation present in the industry. An increasing number of operators have also entered the market offering care in people’s homes, which seems to be popular. With so many scandals concerning the deficient – and sometimes criminally deficient – care of old people in some homes, public confidence in these homes has been seriously knocked, causing a number to close.

Many other commercial buildings have seen a premature end to their useful lives come about in recent years too. Many retail spaces have disappeared with the onset of the internet, and while industrial space has let well post-recession due to new operators supplying goods online, many high street operators have suffered. This has meant that the ‘uppers’ of many of these properties can be converted to residential, as there isn’t much use for many of them otherwise.

Commercial Property is one of the most lucrative investment strategies right now. We are offering this amazing opportunity for you to get in on this trend using little to none of your own money; how to find the best deals, how to find your goldmine area and much, much more.

When it comes to commercial property, the location and type of property you are looking to invest in will go a long way in determining your potential returns. So always take supply and demand into consideration.

Whether you want to invest in a block of flats near public transport links or refurbish a disused warehouse in an up-and-coming neighbourhood, the old property cliché holds true, “location, location, location.”

When it comes to letting a property to a business they need as much exposure as they can, especially if it involves marketing to the general public. The best properties are usually located in a position where people will flock to but also where they usually frequent, pass by and visit regardless if they intentionally sought your premises or not. The better the foot traffic, the higher your the rent and the lost downtime of letting and reletting the premises. Location should always be at the forefront of factors when deciding whether to purchase or not any type of property, but more with commercial premises, as these units can be sitting empty for a long time with business rates being applicable too.

Think about it like this, a tourist shop near a museum or near the airport will generate higher sales than once situated in an village or a rural town. One other thing to be mindful of is not to fall for the tricks of the trade such as flashy fit-outs or impressive improvements which are all likely designed for the short term. They disguise a properties value as well as the poor capital growth prospects within substandard locations.

This is probably one of the most common mistakes made involving commercial property. You need to find a property that suits your financial goals as well as your appetite for risk.

Remember the three most common choices for buying commercial property are income, capital growth & strategic purchase. So you letting your emotions get the better of you is a costly mistake. You shouldn’t buy a commercial property just because you consider it to be affordable or because ‘you like it’. When purchasing a commercial property you will need to base your decision on a property’s location, historical performance, yield & tenant type. Remember the lower the yield the higher the value.

Now, experienced commercial property investors may have the right contacts, the right insights, and the right knowledge to know how to turn some of the following into profitable investments.

We have encountered many new investors who have fallen into the trap of snapping up a commercial property simply because of its too-good-to-resist price tag. Major renovation and improvement work is not only a pain for your wallet but also intensely time-consuming.

The phrase “you get what you pay for” is particularly relevant here. Despite the fact that it is very possible (and advisable!) in the world of buy-to-let property investment to find BMV properties, when the buildings in question need rewiring, underpinning, and load-bearing walls require support, then novice investors are advised to steer well clear! When we were a pair of greener investors, we made the mistake of buying a commercial property like this, and were forced into flipping the damn thing because of countless costs we hadn’t budgeted for.

Repairs and costs for rundown properties have a habit of spiralling unaccountably, so stick to cosmetic work only if you can.

Of course, this rule has the exception of buy-to-sell ventures, but for buy-to-lets it’s a good way of avoiding subsidising the property’s mortgage every month.

Buying properties abroad is a risky strategy that we fell for before 2008, when we were naïve investors. The appealing idea is that, if you buy a property in a desirable location such as the Caribbean or Dubai, you are purchasing both an investment and a holiday home!

Sweet.

Sorted.

Except, no.

We put deposits down for a couple of properties in Florida, but thankfully got them back before we found ourselves in trouble. The problem is that areas billed as hotspots (i.e. areas of investment that are billed to rise in value very quickly) are often based on rumours that emerge from unreliable sources and local governments announcing a regeneration project. This is speculation and prediction, not provable evidence.

This is not to say that overseas investment can’t work, but expert property investors who purchase properties in foreign lands generally know the language, have property in or are moving to the country, and know the area as well as their home town or city. So we recommend that you save yourself the hassle and keep things simple, for now.

Lots of other commercial building types have seen their relevance diminish. Many nightclubs are sitting empty across the country, such has been the shift away from people using them; this is largely down to the change in licencing laws – people don’t have to leave the pubs at 11pm and move onto a club, so demand for them has reduced. Pubs and bars now open later and have variable closing times, so people don’t all end up on the street at the same time, and we see a reduction in fighting and anti-social behaviour. The smoking ban hasn’t helped clubs or pubs either, as many stay at home so that they can continue to smoke. Restaurant chains have also grown significantly through this period, with private equity groups aggressively rolling out chains such as Pizza Express, Wagamama, Côte Brasserie and Bill’s, to name a small selection. With new world choices such as these, people seem to be socialising in different ways. And the excess consumption of alcohol has subsequently reduced, which can’t be a bad thing for any of us, not least the NHS.

Dotting properties around the country is generally a poor idea for reasons that also apply to the “Abroad” point: you want to become an expert in your area(s) of investment, and remote management puts you at risk from spreading yourself too thinly and failing to pay enough attention to your properties.

We have seen investors buying low-cost properties across the country, thinking that they have found a set of fantastic deals, only to find themselves in possession of a portfolio only half-occupied. On one occasion, we saw an investor purchase 90 properties scattered across the country fold due to the £25,000 it was costing him every month!

So don’t buy all over the place – find your local goldmine area and stick to it.

If a building costs more than the rent it brings in, then it is a money drain and is not an asset. The basic rule we recommend for a single let is to come under the first level of stamp duty, which currently stands at £125,000. Yields of under 8% gross are likely to cost you money every month, so think hard before you invest.

If you’re a first-time commercial property buyer, you will sometimes be in over your head. It’s just the reality of the situation. When this happens, the best thing you can do is put the necessary time and research into understanding all the moving parts of commercial property investing.

But even due diligence occasionally fails. In these situations, don’t be afraid to contact experts and professionals who have years of experience investing in commercial property. They’ll put you on the right track.

Learn the lingo in advance

Like any specialised market, commercial property buying carries its fair share of jargon. To save you some valuable time, we have a great rundown of the most common commercial property terms every first-time buyer should know.

Get your financing in order

Depending on your financial situation, you’ll want to consider strongly whether purchasing or leasing makes sense for you. For most people, leasing will be the more realistic option, which means you’ll need to locate funding options. These can range from banks, credit unions and mortgage companies to more creative funding strategies like earn-outs.

Tenants are much, much more important in commercial investing than in residential. The quality of a tenant will determine the value of a commercial property whereas in residential it has almost no impact whatsoever.

It is very important for owners and property managers of any potential rental property to screen potential tenants, such as getting credit reports and financial information to screen the applicant. But commercial property landlords and property managers need to go the extra mile and research whether the commercial tenant is credit worthy and assess the likelihood of them going bust. Is their business plan viable and will it be able to continue to pay the rent throughout the length of the lease.

Would it be a good idea to rent your commercial premises to a new mini mart or local express when there are three other stores within the same few streets? Is it likely this store would be viable and the business could close costing your thousands in potential rent and costs in re-marketing and reletting the property during the vacant periods? Another thing you could do is ask the check on the VOA website to see what business rates are payable, or did any particular operating expense increase or decrease dramatically last year compared to previous years? How are current businesses doing financially, are there lots of empty space? Be sure to ask for the sellers’ cash flow statements too.

Once you have taken the time to understand the ins & outs of commercial property investing, it can be extremely rewarding both financially and personally.

Leisure and lifestyle

I’m now looking at mixed use commercial opportunities that have perhaps at the moment have offices downstairs a further storey or two of office use above with a view to converting the upper floors to residential. The great thing about mixed use is that commercial properties tend to have far longer void periods so if you don’t have a tenant in place in the commercial premises its offset by the higher occupancy levels in the residential properties. That said commercial properties require a lot less management and whilst tenants are in place there will be very little maintenance to be undertaken.

This mixed use gives you the flexibility and safety net of having multiple exit strategies, without these you may well end up being the owner who sees their property being put back into auction when there is the very real chance that your £500,000 property now may well be worth over £1million in just a few years time.

A solid foundation

Commercial buildings often have gas, water and/or electrical supplies, which are over-specified for residential use. It is therefore often the case that services don’t need to be significantly upgraded, unlike with new build, where services often need to be put in in their entirety. Traffic movements in residential buildings are usually less than in equivalent-sized commercial buildings, removing issues that councils sometimes try and use to stop a development taking place. Almost all offices will, however, require new windows, upgraded thermal, fire and sound proofing to meet current building regulations, which will have significant cost.

Ground works are often also minimal on commercial buildings. They frequently come with large car parks, roads and landscaped areas to varying standards of finish and maintenance. The reality is that you don’t need to spend anywhere near as much on these areas as you would on creating them from scratch for a new build development.

Commercial buildings are also usually designed to take greater loads than residential buildings. In simple terms, most structural engineers will tell you that you can place about 1.5 floors of residential on every floor of commercial. Depending on various factors, including the type of structure or frame and the foundations, this often means that the existing building will support at least one or two extra floors on top, without major changes to the existing structure. This is often where the profit is made on these conversions, and it is frequently an area that is missed by those looking to purchase such buildings.

Commercial Property is one of the most lucrative investment strategies right now. We are offering this amazing opportunity for you to get in on this trend using little to none of your own money; how to find the best deals, how to find your goldmine area and much, much more.

Interested in taking your Commercial Property Investing knowledge and cashflow to the next level? Our Commercial Property Excellence Online Course is perfect for you to discover the Secrets to Commercial Property Success. Our Customer Engagement Team can also be reached at 01733 898557, Monday to Friday, 9 am to 5:30 pm, to answer any of your questions. Take action today! To your success… Cheers.

Progressive Property has created more property millionaires and success stories in the UK than any other property investing education provider. Since 2007, Rob Moore, Mark Homer and their team of experts have built a welcoming, tight knit community to help people achieve freedom, choice and profit by investing in property.

*I do not give financial advice, I just share my 20 years experience on what has worked for me, & I warn you about & openly share what has not. I do not do get rich quick, I do get richer for longer. No schemes, just strategies. I am not an IFA, and I do not give professional advice, I simply educate entrepreneurial people who are smart & make their own decisions. I regularly suggest you do your own due diligence & research before making your investments. And I am here to help. To see our legal disclaimer, click here