Every winner was once a beginner & every master was once a disaster.

You are more investible than you think for 3 main reasons:

1. Market forces in your favour

2. Risk/reward: you [can] offer a higher return to offset risk

3. Lack of trust in banks & more in people [You]

1. Market forces in your favour

  • Low interest rates [savings, profits, cash in bank]
  • Inflation stacked onto interest rates
  • Banks more strict criteria
  • Increased prevalence & confidence in crowdfunding, peer to peer & lending to individuals
  • Relaxed planning & development regulations
  • Commercial tax breaks
  • Pension funds losing/burning money
  • Any media hype or fear [Brexit, high London prices, impending recessions or crashes, volatile stock markets, etc]

2. Risk/reward: you [can] offer a higher return to offset risk

  • The newer you are, the more control an investor may feel they have over you [negotiation, return, influence]
  • Returns, especially with leverage, are good in property, so you can offer market outperforming returns [not unrealistic]
  • If things go wrong, you are vested to fix it & they can influence you to solve issues more than they could banks
  • You can pivot as the market changes [investor and financier]

3. Lack of trust in banks & more in people [You]

  • People don’t care what you know until they know that you care
  • If you worry about losing their money, then that’s a good thing because corporations don’t
  • In the past corporations & pensions controlled most of the money; that is being disrupted
  • If you are worried about losing their money, that is a good thing

It’s never too late to start but it’s always too late to wait, get perfect later, start now. Looking for more advice on raising finance? Check out the Be Your Own Bank CD Set.